Small Group Health Insurance Market Working Group
Active dates:2010 - 2011
Function: The Small Group Health Insurance Market Working Group is directed to study and report on the options available to increase rate predictability and suitability for groups of 100 or fewer employees. The working group will conduct a study analyzing the implications of expanding the small employer market to 100 employees. By November 15, 2010, the working group will submit a report on its findings, including proposed legislation, if any, to the Health Care Access Commission.
Sponsored by Rep. Diane Loeffler (DFL-Mpls) and Sen. Linda Scheid (DFL-Brooklyn Park), 2010 Minn. Laws Chapter 370 establishes this working group under the Department of Commerce. The group will study and analyze the implications of expanding the small-employer market to 100 employees, and report on the options available to increase rate predictability and stability.
The 20-member group will include lawmakers, representatives of business and insurance lobbying groups, and representatives of small businesses. Among the topics to be addressed in the report, which is to be submitted to the Legislative Commission on Health Care Access, include:
- cost for employers, employees, brokers and health plans;
- underwriting concerns and rating requirements; and
- creating a uniform application form.
As originally drafted, the language would have actually increased the size of the small-group health insurance market from 50 to 100 employees. The conference committee removed the provision, opting to include only the study.
The law takes effect Aug. 1, 2010, and the working group is to disband by June 30, 2011.
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